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The next generation internet, the Internet of Things, cannot work without an Internet of Value. The Internet of Value ― or ValueWeb, for short ― allows machines to trade with machines and people with people, anywhere on this planet in real-time and for free. The problem is that our old system cannot work that way, as it takes days to process and costs a fortune. Using a combination of technologies from mobile devices, wearables and the bitcoin blockchain, fintech firms are building the ValueWeb regardless. What does that mean for financial institutions, governments and citizens? This book provides the answers.
Chris Skinner one of the most authoritative voices on FinTech anywhere has provided us another timely and thoughtful look into the fascinating convergence of technology, e-commerce, and finance that is changing the world.
- Seth Wheeler, Former Economics Advisor to the US President and The White House

Skinner's ValueWeb is a sweeping and well-researched analysis of the big technology trends that will shake the windows and rattle the walls of the industry
-Don Tapscott, Best Selling Author

This book will be an invaluable read for all interested in the way business works.-Sir Roger Gifford, Former Lord Mayor of LondonBest insight into money in the 3rd industrial revolution, aka the digital revolution, you will read.-Lawrence Wintermeyer, CEO Innovate FinanceThis is another must-read, not only for those interested in the world of FinTech, but anyone wanting to get a glimpse of a future where monetary and non-monetary transfers occur instantaneously across mobile and digital networks.-Jim Marous, The Financial Brand/Digital Banking ReportChris has a great eye for the case studies and practical examples of innovation that help you to really reflect on where banking is going.-David Birch, Director Consult Hyperion

• Sales Rank: #590917 in Books
• Published on: 2016-04-07
• Original language: English
• Number of items: 1
• Dimensions: 9.45" h x 1.13" w x 6.23" l, 1.25 pounds
• Binding: Hardcover
• 424 pages

About the Author

Chris Skinnerisbest known as an independent commentator on the financial markets through theFinanser (www.thefinanser.com) and Chairof the European networking forum The Financial Services Club, which he foundedin 2004. He is the author of DigitalBank and ten other books covering everything from European regulations inbanking through the credit crisis to the future of banking, and is a regularcommentator on BBC News, Sky News and Bloomberg about banking issues.

Most helpful customer reviews

0 of 0 people found the following review helpful.
ValueWeb Looks At Who Will Win, Who Will Lose, And What Makes The Difference
By Tom Groenfeldt
Real-time mobile banking from anywhere anytime all too often meets legacy batch-based banking systems designed to support paper interactions with branches. The future will bring Internet of Things with your fridge ordering groceries and your car driving itself to the petrol station to refuel. Bankers rightly fear an Uber event where they are bypasses entirely or relegated to utilities by fast-moving fintech firms that take over the customer relationship and provide added services and earn significant profits that might have gone to banks. Chris has been in the midst of this change and knows the leading, and lagging, banks around the world and draws from their experiences, insights from fintech leaders, and his exceptionally well-informed views to provide fascinating insights of where this could go. Banks face big challenges, but he thinks (sometimes contrary to his anecdotes) that the biggest will survive. This is a great journey through the key topics, from technology to regulation and culture.

2 of 2 people found the following review helpful.
Books about the impact of technology on financial services often ...
By Alex Jimenez
Books about the impact of technology on financial services often focus on the backwards thinking banker that refuses to heed what is in front of them. Chris has left this narrative long ago. In this book, Chris focuses on how a new web of value is being built by forward thinking individuals within financial services and fintech, how that will transform the industry, and our everyday lives.

2 of 2 people found the following review helpful.
A Roadmap to an Economy That Combines Digital Technologies and Global Access
By Jim Marous
The world of commerce is changing quickly and in real time. The economy is global and more accessible than ever, with new digital technologies providing access to the masses. Skinner provides an excellent roadmap to the future of commerce in the digital age. ValueWeb is a must read.

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[P686.Ebook] PDF Download Athletic Horse: Principles and Practice of Equine Sports Medicine, by David R. Hodgson BVSc PhD FACSM, Reuben J. Rose DVSc PhD DipVet

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This volume includes not only an overview of the medical aspects of sports training but also addresses the practical aspects of the training of all types of equine athletes. Topics covered include conformation, gait and biomechanics, cardiovascular and muscular anatomy, evaluation of performance potential, diagnostic modalities and training regimes.

• Sales Rank: #1822449 in Books
• Published on: 1994-01-15
• Original language: English
• Number of items: 1
• Dimensions: 1.17" h x 7.46" w x 10.62" l,
• Binding: Hardcover
• 497 pages

Most helpful customer reviews

3 of 3 people found the following review helpful.
The Athletic Horse
By Linsey Wood
An excellent book for students of degree level. Not suitable for the novice. During my studies I have found this to be an outstanding reference book and an indispensible aid to writing assignments. The book is detailed scientifically but is easy to follow and has plenty of studies done to back up the information given. A top class book.

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[U877.Ebook] Ebook Free When in Rome..., by Gemma Townley

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When in Rome, do as Audrey Hepburn would do. Failing that, run off with your ex-boyfriend, carry suspicious packages through customs, and lie to the person who loves you. . . .

Georgie Beauchamp is totally happy and in love with her wonderful, dependable boyfriend, David. So why does she always daydream about running into her gorgeous ex-boyfriend Mike? It can’t mean she’s still in love with him—especially since the cad dumped her so horribly. As luck would have it, when Georgie’s daydream actually comes true, she is dressed in unglamorous sweats and carrying a curtain rod down the street, while Mike is driving an expensive sports car and looking better than Brad Pitt at the Oscars. She longs to have the glamorous life Mike can offer—and starts to think that he might want her back in his arms.

But when he invites her for a weekend in Rome, Georgie is torn. David has always said he’d take her there for the romantic getaway of a lifetime, but his work keeps him totally tied up. So she must choose: David, all comfort and reliability, or Mike, all flirtation and butterfly-stomachs. The decision isn’t too hard to make, and faster than she can say Vespa, she’s off to Rome with Mike, full of plans to frolic on the Spanish Steps and sip wine in intimate trattorias. But when David shows up unexpectedly, this roman holiday gets a hell of a lot more complicated. . . .

• Sales Rank: #2059565 in Books
• Published on: 2004-02-03
• Released on: 2004-02-03
• Original language: English
• Number of items: 1
• Dimensions: 8.21" h x .69" w x 5.50" l,
• Binding: Paperback
• 320 pages

From Publishers Weekly
Scattered with references to Roman Holiday, this would-be madcap romantic comedy by the sister of bestselling chick-lit writer Sophie Kinsella strives for love, laughs and intrigue but lacks the necessary charm and flair. Blithely irresponsible Georgie Beauchamps, a researcher at a legal publishing company in London, dates serious, dependable David Bradley, an accountant who investigates crooked financial dealings. But Georgie still holds a torch for her ex, the devilishly handsome Mike Marshall, and when Mike asks her to accompany him on a trip to Rome, Georgie jumps at the opportunity, thinking he has realized the error of his ways and is trying to win her back. But the suddenly wealthy Mike seems to be up to no good, and when David shows up in Rome on business, Georgie slowly starts delving into the puzzle. But Georgie unveils more than just a mystery-she discovers a source of strength in herself, uncovering a scandal at her own company and accusing long-suffering David of treating her like a child when he miraculously forgives her for her dalliances and betrayals. David may play along, but some readers will be rubbed the wrong way by Georgie. Though the plot zooms as fast (if sometimes as erratically) as a Vespa on the streets of Rome, the novel's selfish protagonist drains the fun from this jangly caper.
Copyright © Reed Business Information, a division of Reed Elsevier Inc. All rights reserved.

From Booklist
Georgie is convinced life is perfect with her dependable accountant boyfriend, David, until her last boyfriend, the aimless (but devilishly sexy) cad, Mike, reenters it. Mike is now the owner of a swanky BMW and his own record company, and his flirty e-mails and champagne lunches have Georgie's head spinning and David's blood boiling. David's workaholic tendencies have Georgie agreeing to a weekend away with Mike. But the romantic Roman holiday turns sour when Mike is too busy in business meetings and has no time for fun. And then David surprises Georgie in Rome outside the Sistine Chapel. He gives her the Audrey Hepburn treatment, scooting her off to an Italian restaurant on a Vespa. Neither man will tell Georgie exactly why he is in Rome, and each takes numerous mysterious phone calls, meets with glamorous women, and dodges shady gangsters. Once back in London, she finds herself embroiled in suspect mergers and makeshift spy-girl antics. A slow start is more than made up for with endearing characters, a madcap plot, and a rewarding finish. Kaite Mediatore
Copyright © American Library Association. All rights reserved

Review
“Gemma Townley’s story is infectious, charming and hysterical. She’s an author after my own heart.”
—SHERRIE KRANTZ, author of The Autobiography of Vivian
and Vivian Lives

“As sweet and frothy as a cappuccino, this engaging Roman Holiday-inspired romp reveals the importance of a ‘victory haircut’ and the transformative powers of shopping at Gucci!”
—MELISSA DE LA CRUZ, author of Cat’s Meow
and How to Become Famous in Two Weeks or Less

“A refreshing, funny, pacy book, it made me want to rush off to Rome and be Audrey Hepburn. I loved it!”
—SOPHIE KINSELLA
Author of Confessions of a Shopaholic

Most helpful customer reviews

10 of 10 people found the following review helpful.
Surprisingly Disappointing
By Ellie
I love Rome and like this genre, so I was prepared to be enchanted by When In Rome... Instead I was disappointed by the main character, whose immaturity and lack of perspective ruined the book for me. The ex-boyfriend's character was extremely one-dimensional, making it impossible to understand why the heroine would want him back. Yet the current boyfriend's character is portrayed as near perfect, making the heroine's actions baffling to the reader. If the characters had been multi-faceted, the ensuing course of events might have been involving. Instead this attempted mad-cap adventure stubles before it gets of the ground.

8 of 8 people found the following review helpful.
Bad bad beginning but excellent middle & end
By butterfly
I am so glad that I didn't put this book down and not finish it. After reading the first 100 pages I could not believe what a self-centered, selfish, and idiotic girl Georgie was. I was appalled by her character or actually, the lack of it. And there were some things she was COMPLETELY oblivious too because she was so self centered. Totally obvious things. However, I checked on Amazon to see what other readers might have thought, whether anyone actually finished and liked this book. AND SO MANY OF THE READERS LIKED IT!!! I was shocked and decided to give the book a second chance. I took it on my plane trip from MSP to SEA and did not put it down once! I loved it! Georgie truly goes through some much needed transformations and gets to know herself and those she loves and thinks she loves deeper and more meaningfully. And really, this book isn't so much about a trip to Rome as it is about having the curtains lifted on your life. Letting some light shine through, being able to see yourself clearly. Seeing your family, friends, and loved ones clearly and really coming to know and appreciate their strengths and weaknesses.

So if you start reading this book and are totally put off by how shallow and stupid Georgie is, don't stop. Read it to the finish-you will be satisfied by your decision. And you will feel happy and refreshed like any good book makes you feel after its reading.

Oh and I read on the editorial review that Ms. Townley is Sophie Kinsella's sister! I have all four of Ms. Kinsella's novels & love them all! What a talented family!

11 of 12 people found the following review helpful.
Chick lit does Rome
By Tina
I really, really enjoyed this book! My opinion of most chick lit books lately has been that there is too much "crap" published out there. Its not always good.
This one is funny, witty and good. Our main character hooks up with her ex, while still with her current boyfriend. This, of course, leads her to all kinds of escapades, including a weird and totally impossible trip to Rome.
I laughed out loud at times (which I rarely do when reading) and thought the writing wonderful.
HOWEVER, the lead character was portrayed as so innocent and naive at times that It made me want to throw the book up against the wall. Come on, can we really be expected to believe that she never has a clue?

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This topically-organized text provides a comprehensive overview of infant development with a strong theoretical and research base. Readers gain a clear understanding of infant development and issues that will be the focus of significant advances in infancy studies in the future. The new fifth edition reflects the enormous changes in the field that have occurred over the past decade. The thoroughly revised chapters emphasize work from the 21st century, although classic references are retained, and explore contextual, methodological, neurological, physical, perceptual, cognitive, communicative, emotional, and social facets of infant development. The fifth edition features a more accessible style and enhanced pedagogical and teaching resource program.

This extensively revised edition features a number of changes:
• The fifth edition adds a new co-author, Martha Arterberry, who brings additional teaching and research skills to the existing author team.
• An enhanced pedagogical program features orienting questions at the beginning of each chapter and boldfaced key terms listed at the end of the chapter and defined in the glossary to help facilitate understanding and learning.
• Two new boxes in each chapter – Science in Translation illustrate applied issues and Set for Life highlight the significance of infancy for later development.
• Increased emphasis on practical applications and social policy.
• More graphs, tables, and photos that explain important concepts and findings.
• Literature reviews are thoroughly updated and reflect contemporary research.
• All new teaching web resources -- Instructors will find Power Points, electronic versions of the text figures, and a test bank, and students will find hyperlinked references and electronic versions of the key concepts and the definitions.

Intended for beginning graduate or advanced undergraduate courses on infant (and toddler) development or infancy or early child development taught in departments of psychology, human development & family studies, education, nursing, social work, and anthropology, this book also appeals to social service providers, policy makers, and clergy who work with community institutions. Prerequisites include introductory courses on child development and general psychology.

• Sales Rank: #165182 in Books
• Brand: Brand: Psychology Press
• Published on: 2013-07-11
• Original language: English
• Number of items: 1
• Dimensions: 9.90" h x .90" w x 6.90" l, 1.75 pounds
• Binding: Paperback
• 456 pages

Features

• Used Book in Good Condition

Review

"This is the premier volume on infant development with the breadth and depth that far overreaches the competition. Simply put, it’s the one book that anyone interested in infant development should have in their collection." – David H. Rakison, Carnegie Mellon University, USA

 "This go-to book offers a comprehensive, provocative account of the theories, methodologies, scientific advances, and challenges that characterize the field of infancy. It strikes the ideal balance between contemporary approaches and historical tradition, basic research and practical application, and conceptual rigor and reader accessibility."- Catherine S. Tamis-LeMonda, New York University, USA

"Development in Infancy tackles the large questions that keep resurfacing: nature-nurture, continuity and stability of development and the significance of development as well as the implications of basic research for education, public policy and medical and social care." – Dieter Wolke, University of Warwick, United Kingdom

 "My students will appreciate the state-of-the-art coverage of all facets of infant development. The increased emphasis on practical applications and social policy will be extremely useful to professionals. Instructors and students will appreciate the new teaching web resources. It is an indispensable introduction to the field of infancy." – Diane Poulin-Dubois, Concordia University, Canada

 “I have seen … other infant development books, but none that I would consider instead of this one. …  It is the only text I’ve found with the style, scope, and depth of presentation I believe is appropriate for this course.“ – Harriet Darling, The Pennsylvania State University, York Campus, USA

“I have found [this text] to be the most comprehensive, thorough book for a grad level infant and toddler class. I thoroughly enjoy it for myself as well. It is probably the book I have held onto the longest. …I have been using it since it came out. … The authors write very clearly.“ – Elizabeth M. McCarroll, Texas Woman’s University, USA

About the Author

Marc H. Bornstein is Senior Investigator and Head of Child and Family Research at the Eunice Kennedy Shriver National Institute of Child Health and Human Development and Editor of Parenting: Science and Practice.

Martha E. Arterberry is Professor of Psychology at Colby College, Maine.

Michael E. Lamb is Professor of Psychology at the University of Cambridge, UK.

Most helpful customer reviews

0 of 0 people found the following review helpful.
I think a revision would better incorporate summaries of the different methodologies within the discussions ...
By Ariel
If you're looking for pure breadth of information, then that's what you're going to get with this. I also appreciate the affordable price. On the other hand, the writing style is a bit bland at times, and the inclusion of a methodology section for each and every chapter is a bit much in my view. I think a revision would better incorporate summaries of the different methodologies within the discussions of the studies themselves, as opposed to the large sections in the present edition

0 of 0 people found the following review helpful.
Adequately prepared me with all of the information I needed to know without being dull and boring.
By Megan J.
As far as textbooks go, this one is extremely well done. I used this in a child development psychology class and felt that it adequately prepared me with all of the information I needed to know without being dull and boring.

0 of 0 people found the following review helpful.
Five Stars
By Haley
Great book

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[V677.Ebook] PDF Ebook The Watch at Peaked Hill: Outer Cape Cod Dune Shack Life, 1953-2003, by Josephine Breen Del Deo

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The Watch at Peaked Hill: Outer Cape Cod Dune Shack Life, 1953-2003, by Josephine Breen Del Deo

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For a small group of intrepid adventurers, summer means living in a minimalist shack on the dunes at the tip of Cape Cod. For years these diminutive abodes have attracted artists, writers, and naturalists longing to escape the hectic hubbub of their day-to-day lives. The writer Josephine Breen Del Deo has been part of the dune shack community at Provincetown for over fifty years. In this memoir she describes not only the idyllic life, but also the struggle to maintain that life in the face of the constant impact of waves and shifting sands, as well as efforts of the government to remove the shacks and create a more "pristine" natural setting. In the process, she brings the history to life, setting it in the context of larger events and populating it with the interesting, often eccentric characters who have lived on the dunes.

• Sales Rank: #343614 in Books
• Published on: 2015-08-20
• Original language: English
• Number of items: 1
• Dimensions: 10.30" h x .90" w x 7.40" l, 1.88 pounds
• Binding: Hardcover
• 224 pages

About the Author
Josephine Breen Del Deo lives in Provincetown, Massachusetts. A writer, her work includes all the major genres. Her intense interest in the environment and the natural world has been a constant preoccupation of both her prose and poetry.

Most helpful customer reviews

0 of 0 people found the following review helpful.
Keeping Watch
By Studio
A beautiful memoir that surveys the sweeping changes to society that shaped the last 50 years, seen through the intimate lens of a small dwelling, battered by storms on the edge of the ocean... a microcosm. Josephine Del Deo relates the events, unfolding though the creative lives of those who lived in the dunes and fought to preserve the dune dwelling way of life. For everyone who knows and loves Provincetown, this book is definitive history. For those who are unfamiliar, this book is a unique introduction to an unparalleled community as chronicled by the town's most noted poet historian.

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